First Time Buyer Mortgage

Buying your first home is a huge milestone, but it can be a daunting experience. With so many forms to fill out and boxes to tick, it can be difficult to tell if you’re even on the right track. 

At Bluechip Financial, we know how strenuous this time can be. That’s why we make things simple: we provide honest and easy-to-understand advice to first time buyers, helping you get through the process of buying your first home stress-free. 

Whether you’re actively house hunting or just want to find out more about how mortgages work, we’re here to guide you every step of the way. 

To talk to a first time buyer expert today, get in touch online or call us on 01202 692222. 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Book a Free Consultation

Looking for bespoke mortgage and protection advice? Fill out the form below and we’ll reach out to you soon.

    First time buyers view a newly refurbished home during a sunny day

    What first time buyer services do we offer?

    Our team of mortgage specialists will provide you with an in-depth explanation of all aspects of taking out a mortgage, from starting your application to getting the best rates. 

    We know that taking out your first mortgage can be intimidating, which is why we take on a friendly, personable approach when guiding you through the process. We will answer all your queries in a clear, straightforward manner, free from jargon and legal lingo. Our advice will be tailored to your specific circumstances, so you can be sure you’re getting guidance that’s relevant to you. 

    If you wish, we can also review your protection cover – for your home, possessions, income, and life – to ensure you’ve got the right insurance policy for any eventuality.  

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    To talk to a first time buying specialist today, get in touch online or call us on 01202 692222. 

    What should you do to prepare for your mortgage appointment?

    Before you get into a call with us, it’s a good idea to think about: 

    • The amount of deposit you have 
    • What monthly mortgage payments you can afford 
    • If there’s likely to be any planned or unexpected changes to your income in the future 
    • How healthy your credit rating is 
    • Who you are buying with 
    • If you need a guarantor 

    If you’re not sure about any of the above, don’t worry! Our friendly team will explain everything you need to know about applying for a mortgage, so even if you know very little about it, you’ll end your session fully prepared to get started. 

    A nestegg of coins for first time buyers
    financial advisors hold calculator when discussing a first time buyer mortgage